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Hi True team,


Just wondering whether is it possible for the bank to launch a co-brand debit/credit card with LRT/upcoming MRT companies ? We have so many public bus/train users and it is definitely a great mass market to explore. 


p/s: I suppose TNG will definitely against this idea because if this is materialised i suppose their business will get impacted. lol..





Status: Under Review

Hi @hong_323


That's an interesting idea. Definitely something to ponder. We've taken into consideration your idea and will work out to see how feasible it is to implement.


Keep those great ideas coming in! Smiley Happy



New notes exchange via ATM

Status: Launched
by hong_323 on ‎08-07-2015 07:09 AM
On every major festival and celebration like Hari Raya, ChineseNewYear and Deepavali we have customers visit the branch for new note exchange. Can we have those new note to be able withdrawn via ATM? This may save us from visiting the branch during banking hours and the customer can do it any time convenient to them? at the same time I believe it will benefit to the branch operations effectiveness by having lesser queue during those periods? =)
Status: Launched

Students Benefits with True Banking

Status: Under Review
by Aarrif on ‎12-12-2015 03:05 AM
I understand how it's like to be a student with so many things that need to buy on every assignments. Especially for those taking design courses and not depending on any educational loans nor scholarships. I used to be one of those students that have big desire to achieve big ambition but zero income saving. I am sharing my idea, we as uni students, our desire is to become a successful intrepeneur in our uni time and not after graduating. We desire a banking product which could make us save more money from the day we step in the university and to have a semester end reward every year like asb/EPF/fix deposits. With a good banking product that have great multiply interests when we score in each semester. Its like a dean reward except this is only for student account "saving with interests reward". With that end semester bonus savings , we could spend the bonus on our next projects to buy new material. If we make student saving account we will receive discounts and other benefits on every educational items and books all around Malaysia to help us gain knowledge. We also desire a kickstarter scholarships from True Banking. We need that kind of supports to develop ourselves for better future. This can be like a dean award by Ambank. Smiley Happy thank you!
Status: Under Review

Hi @Aarrif


Thank you for your idea and your enthusiasm! This is a great suggestion for uni students. Understandably, those taking design courses may have to spend more than desired due to the tools and equipment needed.


We've acknowledged your idea and placed it 'Under Review.' In the meantime, why don't you get your friends and family members to register on TRUE Lab and vote for your idea. The more kudos you get for your concept, the higher the chances of seeing it getting fulfilled!


Do come back from time to time to check the status of your idea Smiley Happy



Re: The True FD

Status: Under Review
by hong_323 on ‎23-07-2015 03:13 PM

Hello True / Agent C


I would like to ride on this thread to share my idea which so far i don't see any bank has such feature:


Could we do base on the FD amount customer has put and offer different rate?


RM 0 - RM20,000  - 3.15%

RM 20,001 - RM50,000  - 3.30%

RM50,001 - RM100,000 - 3.5%


Customer has already 20K FD with Ambank which entitled him for 3.15%

Next, if customer going to put in another RM20,000 then he will be entitled for 3.30%


Of couse, during the period customer is not allowed to withdraw else the bank can impose penalty or any other option to penalise early withdrawal.

This is only a high level concept and i know there are ops issue which we need to address.


Status: Under Review

TRUEly Rewarding Savings

Status: Under Review
by superkennylim on ‎06-07-2015 06:13 PM

First of all, I hope there can be some sort of chart/illustration to help us visualize the amount we can potentially earn from the 2.8% interest based on x amount of money we put into the Savers Account.


I think this 2.8% is great, and it's really really competitive in the market. Here's an idea that'll make it even better - a higher (bonus) interest system based on savings goal met.


There can be three tiers:


Habitual Savers

Save RM250 per month / 12 months = RM3,000

Earn 2.9% interest p.a.


Dedicated Savers

Save RM500 per month / 12 months = RM6,000

Earn 3.0% interest p.a.


Mad Savers

Save RM750 per month / 12 months = RM9,000

Earn 3.2% interest p.a.


Yay or nay?

#gottasaveloadsforrainydays #toughtimes 

Status: Under Review